Paysera

AI prepares your payments – you approve them

Create a personal access token in Paysera online banking – free, in a few minutes, and with no developer. Connect an AI assistant – it prepares the payment, and you approve it.
Create a token
Connect an AI assistant
3D isometric illustration of two interactive block keys labeled API and AI linked together, symbolizing access token integration.

One token for your tools and your AI assistant

Other providers give you either an API token or an AI tool. Paysera gives you both: a self-service access token for your personal and business accounts, and an official AI agent skill that is ready to use straight away.

How does it work?

step one

Create a token

In a few minutes, choose which accounts the token can access and what it can do with them.

step two

Connect the assistant

Install the Paysera Payments skill in your AI assistant (for example, Claude), or use the token with your own system through the public Paysera Transfer API.

step three

The assistant prepares, you sign

The AI reads your invoices and prepares draft payments. The money only moves once you log in yourself and confirm the payment with two-factor authentication (2FA).

You are in full control of permissions

You set the limits for every token yourself:

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Accounts

Choose which accounts the token can see and access.

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Rights

Allow the token to read data (balances, statements) or to prepare draft payments.

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Expiry date

the token will stop working automatically on the date you set. We recommend 90 days

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IP addresses 
(optional)

Let the token work only from addresses you specify.

We recommend that you do not grant the signing right.

That is how our own skill works: the assistant can prepare a payment, but it cannot sign it.
The API usage section shows what the token is doing: the number of requests, how long they took and how many failed. It also lists the latest requests – when each one ran, which token made it, what it asked for and how it ended. You can revoke a token with a single click, in the same place where you created it.

Who is this for?

step one

For Business

forget entering supplier invoices by hand. The AI assistant reads the invoices and prepares the payments, and your accountant or manager checks them and signs with a single click. Entering 10 invoices manually takes 15–20 minutes – AI does it in a matter of seconds.

step one

For Personal use

received a utility bill or another invoice? Send it to the assistant. It will prepare the payment, and all you have to do is confirm it in the Paysera mobile app.

How to create a token?

First Step illustration

Log in to Paysera online banking.

Screenshot of the Paysera mobile app login screen asking for user credentials
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Go to Settings > 
Profile Settings.

Paysera dashboard screenshot highlighting Profile Settings under the navigation menu.
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Under Security settings, find >i>Personal access tokens and click Change.

Paysera settings page screenshot with the Personal access tokens section highlighted.
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Create your token: choose the accounts, the rights, the expiry date, and — if you wish — the IP addresses.

Paysera permissions configuration page screenshot displaying account checkboxes, transfer limits, and token expiration fields.

How to connect an AI assistant?

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The Paysera Payments skill works with Claude Code. Run two commands in your terminal:
claude plugin marketplace add paysera/skills; claude plugin install paysera-payments@paysera-skills

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Save your access token on your computer ~/.config/paysera-payments/token.

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In the skill's create-payment.py file, set the number of the account you pay from and the name the beneficiary will see as the payer.

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Give the assistant an invoice and ask it to prepare the transfer. It prepares a draft, and you sign it in the Paysera app.

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The skill's code is public — read it before you install: github.com/paysera/skills

FAQ

No. Only you can grant a token the signing right, and we do not recommend doing so. The assistant prepares the payment, and you sign it in the Paysera mobile app with two-factor authentication.
Nothing. You create the token yourself, free of charge and with no separate agreement.
Not to create the token – you do everything in your online banking. The token works with the public Paysera Transfer API, so you can use it with your own systems as well.
The official Paysera Payments skill is built for Claude Code. The token itself works with any tool that connects to the Paysera Transfer API.
The token is a credential: whoever has it can do whatever you allowed the token to do. You see the full value only once – when you create it – so copy it straight away and keep it in a password manager, or wherever you keep your tool's settings. Do not send it by email or messaging. Create a separate token for each tool, so that if you ever need to, you revoke only that one.
At any time, in the same online banking section where you created it. You can also simply let it expire – every token has an expiry date.

The token is sent as an Authorization: Bearer header to https://api.paysera.com — no library needed.

Create your token in a few minutes

Create your token
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